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Blog Entry# 2068714  
Posted: Nov 23 2016 (12:25)

2 Responses
Last Response: Nov 23 2016 (12:30)
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Nov 23 2016 (12:15)   Kanpur rail crash to test IRCTC insurance - The Economic Times

Jayashree   36962 news posts
Entry# 2068714   News Entry# 286552         Tags   Past Edits
MUMBAI: Sunday's train accident near Kanpur will be the first case where the optional accident insurance cover sold by IRCTC on its website will come into play . Dependants of those who opted for the cover will be entitled for a compensation of Rs 10 lakh.
On September 1, the railways launched a scheme where any passenger could opt for an accident insurance cover of Rs 10 lakh by paying 92 paise in addition to the fare. This option is provided on the website to those buying tickets. ..
passenger -irrespective of class and status of booking, including confirmed seats, reservation against cancellation and wait-listed tickets -is entitled for the cover.
In response to a query from TOI, ICICI Lombard General Insurance MD Bhargav Dasgupta confirmed that his company had provided the cover and that the policy did not include the railway's liability towards the victim. Unlike, say , a motor accident third-party liability cover where the insurance company pays on behalf of the vehicle owner, the IRCTC policy is bought by the victims. This means that the railway liability would not be extinguished.
Besides ICICI Lombard, Shriram General Insurance and Royal Sundaram Insurance are the two other companies that have been chosen to provide cover based on their bids. IRCTC distributes the list of passengers among the three companies along with their details.
Dipankar Acharya, country head (affinity and strategic relationships) at Royal Sundaram Alliance, said, "We had received a list of 92 passengers from IRCTC. We managed to identify 54 passengers covered by us who would have been in the train at the time of the accident. Two victims who are covered have already been identified and our people are reaching out to the relatives to settle the claim."
In terms of the policy, victims or their relatives need to provide a report of the railway authority confirming the accident of the train. They also need to provide the railway report carrying details of the passengers declared dead. In the Kanpur incident, however, the insurance companies are taking the initiative to reach out and proactively settle claims.
The compensation will be paid to the chosen nominee while opting for the policy . If no nominee has been selected, claims will be paid to the legal heir according to the succession certificate.

Nov 23 2016 (12:25)
Guest: 7442a898   show all posts
Re# 2068714-1            Tags   Past Edits
Sahi 10 lakhs milengi kiya?
Logg apne khoon ke aur doorke risterdarom ko marke insurance claim karlete hai na aaj kal
Kahi train me aisa sil si laa shuru huvato har 3/6mahine me koina koi kandaa rly ka hoga insurance ke chakarr me

Nov 23 2016 (12:30)
©shuk™ RAILWAY My 1st crush~   656 blog posts   321 correct pred (56% accurate)
Re# 2068714-2            Tags   Past Edits
Unlike other insurance its legal now as it was proposed by Railway ministry. They are legally bound to pay not like announcement while any train accident by ministers or railway board.

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