You have misunderstand my point about late of 3 hours.
Here is the detail
What I mean to say is that if as per your words that most trains were behind schedule those days then why IR make that rule in which it has to pay full refund and this rule will not be at all there. why IR will make a rule when they know that train are going to be behind schedule timetable. Will IR make a rule which is not valid.
In...
more... this context I quote the 3 hours late rule not whether the passenger has option or not nowadays.
In Fact the train were never late in old days due to less traffic and were maintain the schedule time as mention in TT .