My believe on booking a Ticket through IRCTC is to always use the Citibank Payment Gateway(Both Debot & Credit)
Yesterday i tried 4 PGs to book 5 tickets. Observations were:
1. ICICI, HDFC & Axis Payment Gateways never Booked my ticket moreover the money was also robbed of me.
2. Citibank did wonders, and booked all my 5 tickets in one go within 5secs...
more... of entering the Secure Password.